House vs. Carefully examine loan offers for home equity financing. In Walzenhausen we offer you top credit offers. If you want to apply for a loan for the first time, you should first use one of the numerous loan calculators on the Internet.
How to recognize dubious loan offers
Although it is assumed that the credit offers of the house bank are always serious, there are also unfortunately several dubious providers, the Leaming in the market for loans. People who are in desperate need of capital or have a weak creditworthiness are particularly at risk of having such a dubious lender. However, there are some features that can be used to identify dubious loan offers: Low monthly rates from 0.00% eff. APR!
First, you should take a close look at the required interest rate for each offered loan offer. In the case of dubious offers, we often work with the trick that we do not specify the annual percentage, but an interest rate per calendar month. “Who does not recognize this percentage per started day, could call the loan offer even more favorable, since for example a lending rate of 5.6? % p. M. is called.
On an annual basis
However, the interest rate would be very high at over 50 percentage points. Doubtful loan offers are often recognized by the fact that large loan amounts are advertised, which are also passed on to people with negative Jenny Credit characteristics or without their own salary. For example, if a loan of up to USD 100,000 is granted, without the borrower having to produce a result, having flawless shuafa, and providing securities, one can almost assume that this takeover bid is doubtful.
Hardly any respected financier would grant such a large loan without any security. Another indication of a non-serious takeover bid is that hardly traceable fees are required. If you pay attention to these and other signs, you can already do a great deal to ensure that you do not unintentionally encounter a questionable bid.
It is said again and again that there are a variety of credit offers in this area
Which are not to be described as serious. This certainly has something to do with the fact that consumers in financial difficulties are in favor of a loan without Jenny Credit. As a rule, credit institutions are unwilling to lend to people who have a negative entry in the Jenny Credit.
But even with these doubtful loan offers without Jenny Credit, there are several places where these offers could be identified. What is certain is that even with the dubious loan offers without Jenny Credit the interest rate is sometimes confused. The offered effective interest is z. For example, not per year, but per calendar month so that the borrower falsely believes that the takeover offer is particularly attractive.